Should I get insurance for the TotGuard bike?

Yes, getting insurance for your TotGuard Electric Bike is a wise decision, especially if you plan to use it frequently. Insurance can protect against theft, damage, or accidents, providing financial security. Many standard home insurance policies may not cover bicycles explicitly, so checking your current coverage is essential. For example, if you live in a high-theft area, an insurance policy can help offset potential replacement costs if your bike is stolen. Pro tip: Research various insurance providers that offer bicycle-specific policies for the best coverage options. However, if you ride infrequently or keep your bike secured indoors, you may find insurance less necessary.